Buy To Let

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Buy To Let

Buy to let (BTL) mortgages are for landlords who buy property to rent it out. The rules around buy-to-let
mortgages are similar to those around regular mortgages, but there are some key differences.

Unlike residential mortgages, the amount you are able to borrow on a BTL mortgage is mainly based on the rental income that the property can achieve. Lenders will calculate and stress test this amount differently so it can be helpful to work with a broker to see which BTL mortgages are actually available to you.

BTL mortgages can be more expensive than residential mortgages and usually require a 25% deposit, although some lenders do offer products with less deposit. We work closely with you to ensure you are aware of the costs associated with a buy to let property and the mortgage options available to you.

Purchase your next buy to let property with one of our experts

First Time Buyers

First home? No problem! We are highly experienced in finding the right mortgage deals for first time buyers!

Moving Home

Is your home too small? Too big? Too far from work? If it's time for you to move, we're here to help make it easier!

Switch Mortgage Deal

You could be saving money by switching deals. We actively hunt down the cheapest new mortgage deal for you!

Buy To Let

We are also here to help you start or grow your property portfolio. We can help on every step of the entire process.

Additional Borrowing

We understand that money can become a bit of a tight squeeze which is why we can help you borrow a little more!